Registered microlender · Regulated by NAMFISA · NAMFISA Licence 25/11/1471+264 81 725 8138
By Namibians, for Namibians

Borrow with clarity, repay with confidence.

Fair, transparent loans for Namibians — from quick short-term cash to business finance and asset-backed lending. Every cost shown before you sign.

2019
Proudly Namibian, established
3
Loan types to choose from
50%+
Take-home pay always protected
Payday loan calculator

Borrow now, repay in one month. A flat 30% finance charge — shown upfront.

Loan amountN$ 5,000
Repayment term1 month
Total to repayN$ 6,500
Per month: N$ 6,500Finance charge: N$ 1,500
Start my application

Figures are estimates for illustration only and do not constitute an offer of credit. Actual amounts, fees and terms are confirmed after an affordability assessment, in line with NAMFISA requirements. You always keep at least 50% of your income.

“We will never lend you more than you can comfortably repay.”

Registered with NAMFISAFixed, transparent pricingResponsible lending first
Our loans

A loan for every need

From quick short-term cash to business growth and asset-backed finance — each one assessed responsibly around what you can comfortably afford.

Payday & short-term

Bridge an unexpected cost — medical, school fees or an emergency — repaid over one to five months, no collateral needed.

Repay in
1–5 months
Collateral
None
Learn more

Business & SME

Working capital and growth funding for Namibian small businesses, with terms shaped around your cash flow.

Repay in
Up to 5 months
Collateral
Optional
Learn more

Collateral-backed

Larger, secured amounts backed by an asset such as a vehicle or property.

Repay in
Up to 5 months
Collateral
Required
Learn more

How it works

Apply in 5 minutes

Tell us about you and the loan you need. No paperwork queues.

Affordability check

We assess your income responsibly so you always keep at least 50%.

Fast, transparent offer

Get a clear offer with every cost shown before you sign.

What you will need

  • A recent pay slip, showing consistent income.
  • A certified copy of the applicant's ID or passport.
  • Bank statements from the last 3 months.

Ready to apply?

Get a transparent offer with no hidden costs, assessed around what you can comfortably afford.

Start my application